What can be a long-term impact of a DUI conviction?

Study for the Kentucky DUI Assessor Test. Prepare with flashcards and multiple choice questions, each question includes hints and explanations. Ace your DUI exam!

A long-term impact of a DUI conviction is the likelihood of facing higher insurance premiums. When an individual is convicted of a DUI, insurance companies often view this as an indicator of higher risk. As a result, they may increase the driver's insurance rates significantly to account for the perceived danger of insuring someone with a DUI on their record. This can lead to financial strains over time, as the driver will have to pay more for car insurance compared to individuals without such convictions.

In contrast, the other options do not typically correlate with the consequences of a DUI conviction. Better job security and increased chances of promotion are more likely to be affected negatively due to potential limitations on employment opportunities resulting from a criminal record. The availability of credit options may also diminish, as many lenders consider a DUI conviction as a risk factor, which could lead to either higher interest rates or outright denial of credit.

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